Transworld Business Advisors of Canton

Buyer Funding Readiness Calculator

Discover your true buying power and unlock the smartest funding strategies — before you find the right business

Financial Profile

Your Results

Next Steps

Your Financial Profile

Answer four quick questions to estimate your business buying power. No account required. Your information is confidential and used solely to assess your funding options.

Liquid Cash Available (checking, savings, money market)

$0$500K+

Qualified Retirement Funds (401k, IRA, 403b, TSP, SEP-IRA, etc.)

$0$1M+

💡 A minimum of $40,000 in qualified retirement funds is recommended to establish a ROBS structure

Non-Retirement Investments (taxable brokerage, stocks, bonds)

$0$500K+

Optional — used to estimate securities-backed line of credit availability

Personal Credit Score (FICO)

💡 A minimum 700 FICO score is required for most SBA acquisition loans. Equity injection is typically 10–15%, and may be as low as 5% when a Seller Note on Standby is part of the deal structure

Please select a credit score range to continue.

Why do this now? Buyers who know their funding picture before they start shopping move faster, negotiate stronger, and close with confidence. This takes 60 seconds and could change how you approach every deal.

Estimated Buying Power

Based on your financial profile

Maximum estimated purchasing power (all eligible options combined)

Qualification Summary

Funding Scenarios

These structures can be used independently or combined. Your advisor will help you optimize the mix for your specific acquisition.

Benetrends ROBS Plus™ Strategy

Why the Smartest Buyers Set Up ROBS+ Before They Close

ROBS — Standard

Roll over qualified retirement funds into a new C-Corp to fund your business purchase — completely debt-free with no early-withdrawal penalties

ROBS Plus+ — Premium

Everything in standard ROBS, plus a lifetime tax optimization strategy that compounds your wealth at every stage — purchase, operations, and eventual sale

ROBS Plus+ strategy benefits include:

Debt-FREE funding — or pair with SBA for added leverage
Reduce annual taxation by 50%+ via dividend distributions
Capital gains tax increase exemption + wealth protection
Tax-FREE business and dividend growth over time
Lifetime cap-gain and income tax increase exemptions
Sales proceeds grow tax-FREE for life (including spouse)
Creates 40%+ MORE retirement wealth over a lifetime
Medicare IRMAA surcharge increase protection
Widow/widower tax protection built in from day one
Up to quadruple net inheritance for your children

Minimum $40,000 in qualified retirement funds recommended. A free consultation reveals exactly what's possible with your specific profile.

This calculator is for educational purposes only. Results are estimates based solely on the inputs provided and do not represent a guarantee, commitment, or final determination of funding eligibility. Actual qualification depends on additional factors including liquid assets available after closing, secondary income, management experience, collateral adequacy, and individual lender underwriting decisions. Consult with a qualified funding specialist before making any financial decisions. Not all funding options can be used in combination. Results must be validated by the respective funding provider. Transworld Business Advisors of Canton may receive compensation from its funding partners in connection with referrals made through this tool. Transworld Business Advisors of Canton — Stark & Columbiana Counties, Northeast Ohio.

You're Almost Deal-Ready

Two Steps to Being Fully Funded

The buyers who move fastest are the ones who know their financing is locked in before they start shopping. Both steps are free, take minutes, and can reveal buying power you didn't know you had.

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SBA Pre-Qualification

Get pre-qualified for SBA business acquisition financing through our trusted lending partner. Know your approved loan range before you make your first offer — sellers take pre-qualified buyers seriously. No hard credit check required.

Start SBA Pre-Qual →

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ROBS+ Free Consultation

Find out exactly how much you can deploy from your retirement accounts — and how ROBS+ can reduce your lifetime tax burden by tens of thousands. A 20-minute conversation can change your entire financial picture.

Connect With Benetrends

Complete the short form below. Your information — along with your funding readiness summary — will be sent directly to your Benetrends advisor. Expect a response within one business day.

Your Full Name

Email Address

Phone Number

Please fill in all three fields to continue.

✅ Consultation Request Sent

A Benetrends advisor will be in touch shortly to walk through your ROBS+ options.

In the meantime, complete your SBA pre-qualification with LoanBud →No hard credit pull required.